When a Truck’s Rear Guard Fails: Understanding Underride Crashes in Missoula Key Takeaways: A semi-truck underride guard defect occurs when the rear impact guard beneath a trailer fails to stop a passenger vehicle from sliding underneath during a collision, turning a survivable crash into a catastrophic one. Failures can stem

Federal Insurance Protection Behind Big Rigs on Montana Highways Key Takeaways: The MCS-90 endorsement is a federally mandated attachment to interstate motor carrier liability policies that requires insurers to pay judgments to injured parties, even when policy exclusions might bar coverage. It functions like a suretyship, the insurer pays first,